The Department of Social Services in Sharjah organized a virtual workshop on "Family Financial Planning" presented by Aisha Al Naqbi from the Department of Social Education, Maliha Branch. She noted in her introduction that many family problems are due to financial issues, for a specific reason, which is the family's failure to rely on a financial plan to manage its accounts and expenses over the time period. Al-Naqbi says: Income and the possibility of obtaining the necessary necessities, such as food, clothing or housing, are among the basics of establishing and stabilizing the family, and many disputes arise due to economic problems such as poor regulation of income and consumption in luxury matters and families' attitudes to appearances. Financial planning is research in a specific and appropriate manner relating to a period of time between income and expenses. Which is related to the culture of consumption, which means the cultural aspects accompanying the consumer process that give it meaning and significance in daily life, and it is diverse. Ordinary consumption is spending on daily needs. It is permanent spending on purchases of food, drink and others. On the other hand, there is extraordinary spending that is limited to occasions, weddings or holidays and may be related to a disease that requires spending without warning. Al-Naqbi says that financial planning is the search for an easy way to manage money during a specific period, and with careful planning, you see real dreams, so she advises everyone “to determine your budget position to be able to determine your ability to save, and also determine what type of investor you are and determine your behavior, needs and desires.” And speaking of the difference between income and expenses, you find that income is the money that enters us on a continuous basis (salary - legitimate income) or temporary (association - inheritance - social assistance), and the expenditure is the deducted part of this income that is spent on basic needs. It is setting priorities in the estimate and determining the time period, and it is a simple financial plan that helps individuals to balance income and expenditure in a scientific way.As for the benefits, it helps to balance the family’s spending on the necessary needs according to priorities and important needs and then the least important.This helps in the stability of the family and a happy life from Without problems, and also not to fall into financial inconveniences, debts and others.. and by moving to the topic of planning principles being one of the important pillars of financial planning, the lecture divides it into 4 main sections, basic needs, expenses Finance, savings, and lifestyle. The income is divided into fixed, which is the monthly salary, and not fixed, such as the profits of a business. Then classify the expenses into fixed, such as house rent, electricity, salaries for house helpers, and telephones, and non-fixed ones, such as house maintenance or the illness of a family member. As for the budget planning steps, it takes place through the first steps of determining fixed income, determining fixed and non-fixed expenses, setting goals, and finally evaluation.